Audit engagement

Full Application Ledger Audit

A line-by-line financial review of a complete loan, grant, or funding application before it reaches a lender or awards committee.

Open ledger and financial documents on a wooden desk

A Full Application Ledger Audit is our flagship engagement for teams who need an independent eye on the numbers before a lender, grant board, or investor committee opens the file. We treat the application as a financial narrative: every claim about turnover, collateral, cash runway, or project cost must reconcile to underlying ledgers and bank evidence.

We work with family businesses seeking working-capital facilities, community organisations preparing grant budgets, and advisors who want a second pass before submission. The review is human-delivered — an experienced reviewer reads the pack end to end, not a checklist alone.

Typical timelines run five to ten working days depending on how many entities and schedules are included. You keep ownership of the application; we supply the findings memo, severity tags, and a short list of corrections that matter most to underwriters and awards panels.

For

Borrowers, nonprofit finance leads, and advisors preparing formal funding packs

Timeline

5–10 working days

Fee basis

From ฿18,500 per application. Fixed fee based on pack size and number of entities.

Delivery

Remote review for clients across Thailand; optional in-person walkthrough in Khon Kaen by arrangement

Included

  • Source-document cross-check of income, expense, and balance schedules
  • Ratio and covenant readiness notes tailored to the stated facility
  • Annotated findings memo with severity ranking
  • One revision pass after you address flagged items
  • Optional call to walk through the memo with your finance contact

Not included

  • Preparation of the application itself
  • Legal opinion or tax advice
  • Guaranteed approval from any lender or funder

How the engagement runs

  1. Send the draft pack and supporting ledgers via our secure intake form
  2. We map figures across statements, schedules, and narrative claims
  3. You receive a findings memo and a marked checklist
  4. After your corrections, we re-check the amended sections

Preparation: Provide the latest management accounts, bank summaries, and the draft application in PDF or spreadsheet form.