Khon Kaen · Nakhon Ratchasima · remote Thailand

Apricot Ledger App Review

We read funding packs the way underwriters and donor finance teams do — figure by figure — before your application leaves the office.

Request a review Flagship audit details

Accountant reviewing printed financial statements with a pen — Ledger review for a working-capital pack — source schedules beside the draft application.

Flagship engagement

Full Application Ledger Audit

A complete financial review of one loan, grant, or funding application: income and expense schedules, bank evidence, collateral notes, and narrative claims checked against the same closing dates.

See scope & fees

5–10 working days · From ฿18,500

Who it serves

Borrowers polishing a facility ask, nonprofit finance leads locking a donor budget, and advisors who want a second pass before submission day.

Related reviews

Other ways we examine an application

Choose a focused check when the pack is nearly ready, or a broader reconciliation when several entities share one ask.

Person reviewing budget paperwork with calculator

From ฿9,800 per budget

Grant Budget Integrity Check

Focused review of project budgets, co-funding tables, and cost justifications in grant and donor applications.

Printed financial charts and ratio worksheets

From ฿6,200

Pre-Submission Ratio Brief

A compact memo on liquidity, leverage, and coverage ratios drawn from the figures already in your draft pack.

Professionals discussing documents at a meeting table

Quote based on entity count

Multi-Entity Pack Reconciliation

Aligns figures across group companies, subsidiaries, and related-party schedules inside one funding application.

Two colleagues discussing papers across a table

How a review moves from intake to findings memo

Secure intake, schedule mapping, severity-ranked notes, and one revision pass — the same sequence we use for remote packs across Thailand and optional walkthroughs in Khon Kaen.

Follow the audit process

From recent engagements

What clients say after a pack leaves cleaner

“They caught a ฿420,000 related-party sale that our draft still treated as third-party turnover. The correction stung, but the bank never had to ask about it.”

Somsak Prasert

Managing director, regional wholesale firm · Full Application Ledger Audit

Turnaround took closer to two weeks because our subsidiary files arrived late — worth planning for if your group is messy.

“Our grant budget looked tidy until their integrity check showed volunteer time valued three different ways across annexes. We standardised the method and the donor finance team signed off on the first resubmission.”

Nalinee Thongchai

Programme director, community education fund · Grant Budget Integrity Check

What underwriters notice first in a Thai SME loan pack

Early stoppers: mismatched year-ends, related-party sales without invoices, and collateral notes that disagree with land extracts.

Journal

Notes from the review desk

Practical writing on grant budgets, covenant stress, and how to prepare ledgers for a remote application review.

Read field notes Ask about your pack